loanDepot Mortgage vs. Discover Student Loans
Side-by-side comparison · Updated 2026 · Independently reviewed
loanDepot Mortgage
loanDepot
4.2
High-volume online lender with a fully digital application and a wide range of loan types.
Full review →
Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →WealthSpott Verdict
loanDepot Mortgage wins on more measurable categories — particularly on rate and cost. Discover Student Loans may still be the right fit depending on your loan amount and term needs.
Feature
loanDepot Mortgage
Discover Student Loans
APR Range
6.40% – 7.90%
4.49% – 14.99% Best
Loan Amount
$100,000 – $3,000,000 Best
From $1,000
Term Length
180–360 months
120–180 months
Origination Fee
0%–2% of loan amount
None
Min Credit Score
620+ Best
660+
Funding Speed
21–30 days
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loanDepot Mortgage
Discover Student Loans
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