LendingClub Personal Loan vs. US Bank Auto Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
LendingClub Personal Loan
LendingClub Bank
4.2
APR 8.99–36.00%. $1K–$40K. Joint applications available.
Full review →
WealthSpott Verdict
US Bank Auto Loan wins on more measurable categories — particularly on rate and cost. LendingClub Personal Loan may still be the right fit depending on your loan amount and term needs.
Feature
LendingClub Personal Loan
US Bank Auto
APR Range
8.99% – 36.00%
6.74% – 22.74% Best
Loan Amount
$1,000 – $40,000
$5,000 – $100,000 Best
Term Length
36–60 months
12–84 months
Origination Fee
1–6% of loan amount
None Best
Min Credit Score
600+ Best
660+
Funding Speed
A few days
1–2 days
LendingClub Personal Loan
US Bank Auto Loan
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