LendingClub Personal Loan vs. Sallie Mae Student Loan

Side-by-side comparison · Updated 2026 · Independently reviewed

LendingClub Bank logo
LendingClub Personal Loan
LendingClub Bank
4.2

APR 8.99–36.00%. $1K–$40K. Joint applications available.

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Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50–15.37%. Multiple repayment options.

Full review →
WealthSpott Verdict

LendingClub Personal Loan and Sallie Mae Student Loan are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.

Feature
LendingClub Personal Loan
Sallie Mae Student
APR Range
8.99% – 36.00%
4.50% – 15.37% Best
Loan Amount
$1,000 – $40,000 Best
From $1,000
Term Length
36–60 months
60–180 months
Origination Fee
1–6% of loan amount
None Best
Min Credit Score
600+ Best
660+
Funding Speed
A few days
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LendingClub Personal Loan
Full review
Sallie Mae Student Loan
Full review

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