LendingClub Personal Loan vs. Discover Student Loans
Side-by-side comparison · Updated 2026 · Independently reviewed
LendingClub Personal Loan
LendingClub Bank
4.2
APR 8.99–36.00%. $1K–$40K. Joint applications available.
Full review →
Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →WealthSpott Verdict
LendingClub Personal Loan and Discover Student Loans are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
LendingClub Personal Loan
Discover Student Loans
APR Range
8.99% – 36.00%
4.49% – 14.99% Best
Loan Amount
$1,000 – $40,000 Best
From $1,000
Term Length
36–60 months
120–180 months
Origination Fee
1–6% of loan amount
None Best
Min Credit Score
600+ Best
660+
Funding Speed
A few days
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LendingClub Personal Loan
Discover Student Loans
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