Discover Student Loans vs. Sallie Mae Student Loan

Side-by-side comparison · Updated 2026 · Independently reviewed

Discover Bank logo
Discover Student Loans
Discover Bank
4.4

APR 4.49–14.99%. No fees. Cash reward for good grades.

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Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50–15.37%. Multiple repayment options.

Full review →
WealthSpott Verdict

Discover Student Loans wins on more measurable categories — particularly on rate and cost. Sallie Mae Student Loan may still be the right fit depending on your loan amount and term needs.

Feature
Discover Student Loans
Sallie Mae Student
APR Range
4.49% – 14.99% Best
4.50% – 15.37%
Loan Amount
From $1,000
From $1,000
Term Length
120–180 months
60–180 months
Origination Fee
None
None
Min Credit Score
660+
660+
Funding Speed
—
—
Discover Student Loans
Full review
Sallie Mae Student Loan
Full review

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