Discover Student Loans vs. Marcus Student Loan Refinance
Side-by-side comparison · Updated 2026 · Independently reviewed
Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →Marcus Student Loan Refinance
Marcus by Goldman Sachs
4.4
APR 5.99–9.99%. Up to $300K. Goldman Sachs backing.
Full review →WealthSpott Verdict
Discover Student Loans and Marcus Student Loan Refinance are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
Discover Student Loans
Marcus Student Loan
APR Range
4.49% – 14.99% Best
5.99% – 9.99%
Loan Amount
From $1,000
$5,000 – $300,000 Best
Term Length
120–180 months
60–240 months
Origination Fee
None
None
Min Credit Score
660+
660+
Funding Speed
—
2–4 weeks
Discover Student Loans
Marcus Student Loan Refinance
Not sure which loan is right for you?
Browse all loans