Discover Personal Loans vs. Sallie Mae Student Loan

Side-by-side comparison · Updated 2026 · Independently reviewed

Discover Bank logo
Discover Personal Loans
Discover Bank
4.4

APR 7.99–24.99%. $2.5K–$40K. No origination fee.

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Sallie Mae logo
Sallie Mae Student Loan
Sallie Mae
4.3

APR 4.50–15.37%. Multiple repayment options.

Full review →
WealthSpott Verdict

Discover Personal Loans and Sallie Mae Student Loan are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.

Feature
Discover Personal Loans
Sallie Mae Student
APR Range
7.99% – 24.99%
4.50% – 15.37% Best
Loan Amount
$2,500 – $40,000 Best
From $1,000
Term Length
36–84 months
60–180 months
Origination Fee
None
None
Min Credit Score
660+
660+
Funding Speed
Next business day
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Discover Personal Loans
Full review
Sallie Mae Student Loan
Full review

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