Discover Personal Loans vs. LendingClub Personal Loan
Side-by-side comparison · Updated 2026 · Independently reviewed
Discover Personal Loans
Discover Bank
4.4
APR 7.99–24.99%. $2.5K–$40K. No origination fee.
Full review →
LendingClub Personal Loan
LendingClub Bank
4.2
APR 8.99–36.00%. $1K–$40K. Joint applications available.
Full review →WealthSpott Verdict
Discover Personal Loans wins on more measurable categories — particularly on rate and cost. LendingClub Personal Loan may still be the right fit depending on your loan amount and term needs.
Feature
Discover Personal Loans
LendingClub Personal Loan
APR Range
7.99% – 24.99% Best
8.99% – 36.00%
Loan Amount
$2,500 – $40,000
$1,000 – $40,000
Term Length
36–84 months
36–60 months
Origination Fee
None Best
1–6% of loan amount
Min Credit Score
660+
600+ Best
Funding Speed
Next business day
A few days
Discover Personal Loans
LendingClub Personal Loan
Not sure which loan is right for you?
Browse all loans