Discover Personal Loans vs. Discover Student Loans
Side-by-side comparison · Updated 2026 · Independently reviewed
Discover Personal Loans
Discover Bank
4.4
APR 7.99–24.99%. $2.5K–$40K. No origination fee.
Full review →Discover Student Loans
Discover Bank
4.4
APR 4.49–14.99%. No fees. Cash reward for good grades.
Full review →WealthSpott Verdict
Discover Personal Loans and Discover Student Loans are closely matched. The right choice depends on your credit profile, desired loan amount, and how quickly you need funding.
Feature
Discover Personal Loans
Discover Student Loans
APR Range
7.99% – 24.99%
4.49% – 14.99% Best
Loan Amount
$2,500 – $40,000 Best
From $1,000
Term Length
36–84 months
120–180 months
Origination Fee
None
None
Min Credit Score
660+
660+
Funding Speed
Next business day
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Discover Personal Loans
Discover Student Loans
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