Bethpage Federal Credit Union HELOC vs. Bank of America HELOC
Side-by-side comparison · Updated 2026 · Independently reviewed
Bethpage Federal Credit Union HELOC
Bethpage Federal Credit Union
4.5
Credit union HELOC with a rare 12-month fixed intro rate, no closing costs, and lines up to $1M.
Full review →
Bank of America HELOC
Bank of America
4.1
No closing costs, no annual fee HELOC with Preferred Rewards discounts for existing BofA customers.
Full review →WealthSpott Verdict
Bethpage Federal Credit Union HELOC wins on more measurable categories — particularly on rate and cost. Bank of America HELOC may still be the right fit depending on your loan amount and term needs.
Feature
Bethpage Federal Credit
Bank of America
APR Range
6.99% – 10.99% Best
8.60% – 14.40%
Loan Amount
$10,000 – $1,000,000
$25,000 – $1,000,000
Term Length
120–240 months
120–240 months
Origination Fee
No closing costs; no annual fee
No closing costs; no annual fee
Min Credit Score
670+ Best
680+
Funding Speed
2–3 weeks
2–4 weeks
Bethpage Federal Credit Union HELOC
Bank of America HELOC
Not sure which loan is right for you?
Browse all loans