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ยฉ 2026 WealthSpott. Independent reviews, no sponsored rankings.

CompareLoansAuto LoansIn Tacoma, WA

Best Auto Loans of 2026 in Tacoma, WA (2026)

4 top-rated auto loans available in Tacoma, WA. Get competitive rates on new and used car loans.

COL index
114
Median income
$72K/yr
1
LightStream Auto Loan
LightStream
4.6
6.49%โ€“20.49%
APR
Loan amounts: $5Kโ€“$100K

APR 6.49โ€“20.49%. Up to $100K. Same-day funding.

Full review โ†’Check rate
2
SoFi Auto Loan
SoFi
4.5
5.99%โ€“17.99%
APR
Loan amounts: $5Kโ€“$100K

APR 5.99โ€“17.99%. Purchase or refinance. No fees.

Full review โ†’Check rate
3
PenFed Auto Loan
PenFed
4.4
5.99%โ€“17.99%
APR
Loan amounts: $500โ€“$150K

APR 5.99โ€“17.99%. $500โ€“$150K. Credit union rates.

Full review โ†’Check rate
4
US Bank Auto Loan
U.S. Bank
4.3
6.74%โ€“22.74%
APR
Loan amounts: $5Kโ€“$100K

APR 6.74โ€“22.74%. Up to $100K. Major bank backing.

Full review โ†’Check rate

Frequently asked questions

What are the best auto loans in Tacoma, WA?

LightStream Auto Loan is a top-rated option for Tacoma, WA residents with APRs from 6.49%โ€“20.49%. Most online lenders are available nationwide including Tacoma, WA.

What credit score do I need for auto loans in Tacoma, WA?

Most lenders offering auto loans in Tacoma, WA require a credit score of 600+ for approval, with the best rates typically available to borrowers with 720+ scores. A debt-to-income ratio under 40% and stable income also improve approval odds.

All Auto LoansAll loan typesAll loans in Tacoma, WABuy vs rent in TacomaAuto Loans in Washington

Rates depend on creditworthiness ยท Approval not guaranteed ยท Q1 2026