USAA Umbrella Insurance vs. Amica Mutual Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Umbrella Insurance
USAA
4.7
From ~$150/yr for $1M. Military families only. Lowest premiums available.
Full review →Amica Mutual Homeowners Insurance
Amica Mutual
4.6
J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.
Full review →WealthSpott Verdict
USAA Umbrella Insurance and Amica Mutual Homeowners Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
USAA Umbrella Insurance
Amica Mutual Homeowners
WealthSpott Rating
4.7 / 5 Best
4.6 / 5
Coverage Type
Umbrella Insurance
Home Insurance
Avg Annual Premium
—
~$2,000/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
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USAA Umbrella Insurance
Amica Mutual Homeowners Insurance
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