USAA Renters Insurance vs. USAA Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →USAA Umbrella Insurance
USAA
4.7
From ~$150/yr for $1M. Military families only. Lowest premiums available.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. USAA Umbrella Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
USAA Renters Insurance
USAA Umbrella Insurance
WealthSpott Rating
4.7 / 5
4.7 / 5
Coverage Type
Renters Insurance
Umbrella Insurance
Avg Annual Premium
~$100/yr Best
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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USAA Renters Insurance
USAA Umbrella Insurance
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