USAA Renters Insurance vs. UnitedHealthcare Plans

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
UnitedHealthcare logo
UnitedHealthcare Plans
UnitedHealthcare
4.2

Nationwide coverage. Broad PPO & HMO options. Telehealth included.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. UnitedHealthcare Plans may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
USAA Renters Insurance
UnitedHealthcare Plans
WealthSpott Rating
4.7 / 5 Best
4.2 / 5
Coverage Type
Renters Insurance
Health Insurance
Avg Annual Premium
~$100/yr Best
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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USAA Renters Insurance
Full review
UnitedHealthcare Plans
Full review

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