USAA Renters Insurance vs. Amica Mutual Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →Amica Mutual Homeowners Insurance
Amica Mutual
4.6
J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. Amica Mutual Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
USAA Renters Insurance
Amica Mutual Homeowners
WealthSpott Rating
4.7 / 5 Best
4.6 / 5
Coverage Type
Renters Insurance
Home Insurance
Avg Annual Premium
~$100/yr Best
~$2,000/yr
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
USAA Renters Insurance
Amica Mutual Homeowners Insurance
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