USAA Renters Insurance vs. Allianz AllTrips Annual Plan

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
Allianz Travel logo
Allianz AllTrips Annual Plan
Allianz Travel
4.2

~$300/yr for unlimited trips. Trip cancellation up to $5K/trip. 24/7 hotline.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. Allianz AllTrips Annual Plan may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
USAA Renters Insurance
Allianz AllTrips Annual
WealthSpott Rating
4.7 / 5 Best
4.2 / 5
Coverage Type
Renters Insurance
Travel Insurance
Avg Annual Premium
~$100/yr Best
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AM Best Rating
โ€”
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J.D. Power Score
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Mobile App Rating
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USAA Renters Insurance
Full review
Allianz AllTrips Annual Plan
Full review

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