Travelers Umbrella Insurance vs. Amica Mutual Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Travelers Umbrella Insurance
Travelers
4.4
$1–10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.
Full review →Amica Mutual Homeowners Insurance
Amica Mutual
4.6
J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.
Full review →WealthSpott Verdict
Amica Mutual Homeowners Insurance wins on more measurable categories. Travelers Umbrella Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Travelers Umbrella Insurance
Amica Mutual Homeowners
WealthSpott Rating
4.4 / 5
4.6 / 5 Best
Coverage Type
Umbrella Insurance
Home Insurance
Avg Annual Premium
—
~$2,000/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Travelers Umbrella Insurance
Pros
- Up to $10M in coverage — one of the highest
- A++ AM Best rating
- Strong customer satisfaction scores
Cons
- Requires underlying Travelers auto/home in most states
- Online quoting limited in some regions
Amica Mutual Homeowners Insurance
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