Travelers Homeowners Insurance vs. Toggle Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
Toggle Insurance logo
Toggle Homeowners Insurance
Toggle Insurance
3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
WealthSpott Verdict

Travelers Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
Toggle Homeowners Insurance
WealthSpott Rating
4.4 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,003/yr Best
โ€”
AM Best Rating
A++
A
J.D. Power Score
794 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
Toggle Homeowners Insurance
Full review

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