Travelers Homeowners Insurance vs. Liberty Mutual Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
Liberty Mutual logo
Liberty Mutual Homeowners Insurance
Liberty Mutual
3.9

Avg ~$1,976/yr. Highly customizable. Inflation Protection. New purchase discounts.

Full review โ†’
WealthSpott Verdict

Travelers Homeowners Insurance wins on more measurable categories. Liberty Mutual Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
Liberty Mutual Homeowners
WealthSpott Rating
4.4 / 5 Best
3.9 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,003/yr
~$1,976/yr Best
AM Best Rating
A++
A
J.D. Power Score
794 / 1000 Best
790 / 1000
Mobile App Rating
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Travelers Homeowners Insurance
Full review
Liberty Mutual Homeowners Insurance
Full review

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