Travelers Homeowners Insurance vs. Auto-Owners Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
Auto-Owners Insurance logo
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

Full review โ†’
WealthSpott Verdict

Auto-Owners Homeowners Insurance wins on more measurable categories. Travelers Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
Auto-Owners Homeowners Insurance
WealthSpott Rating
4.4 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$2,003/yr
~$1,400/yr Best
AM Best Rating
A++
A++
J.D. Power Score
794 / 1000
882 / 1000 Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
Auto-Owners Homeowners Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance