Travelers Homeowners Insurance vs. Allianz AllTrips Annual Plan

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Travelers logo
Travelers Homeowners Insurance
Travelers
4.4

Avg ~$2,003/yr. Best for high-value homes. Guaranteed replacement cost. A++ AM Best.

Full review โ†’
Allianz Travel logo
Allianz AllTrips Annual Plan
Allianz Travel
4.2

~$300/yr for unlimited trips. Trip cancellation up to $5K/trip. 24/7 hotline.

Full review โ†’
WealthSpott Verdict

Travelers Homeowners Insurance wins on more measurable categories. Allianz AllTrips Annual Plan may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Travelers Homeowners Insurance
Allianz AllTrips Annual
WealthSpott Rating
4.4 / 5 Best
4.2 / 5
Coverage Type
Home Insurance
Travel Insurance
Avg Annual Premium
~$2,003/yr Best
โ€”
AM Best Rating
A++
โ€”
J.D. Power Score
794 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Travelers Homeowners Insurance
Full review
Allianz AllTrips Annual Plan
Full review

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