Toggle Homeowners Insurance vs. USAA Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

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Toggle Homeowners Insurance
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3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Toggle Homeowners Insurance
USAA Renters Insurance
WealthSpott Rating
3.8 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
โ€”
~$100/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Toggle Homeowners Insurance
Full review
USAA Renters Insurance
Full review

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