Toggle Homeowners Insurance vs. State Farm Auto Insurance
Side-by-side comparison ยท Updated 2026 ยท Independently reviewed
Toggle Homeowners Insurance
Toggle Insurance
3.8
Subscription model. Pay monthly for only what you need. Farmers subsidiary.
Full review โState Farm Auto Insurance
State Farm
4.4
Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.
Full review โWealthSpott Verdict
State Farm Auto Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ premiums vary widely.
Feature
Toggle Homeowners Insurance
State Farm Auto
WealthSpott Rating
3.8 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
โ
~$1,789/yr Best
AM Best Rating
A
โ
J.D. Power Score
โ
โ
Mobile App Rating
โ
โ
Toggle Homeowners Insurance
State Farm Auto Insurance
Pros
- #1 J.D. Power claims satisfaction
- #1 J.D. Power claims satisfaction
- 19,000+ local agents for in-person support
- 19,000+ local agents for in-person support
- ~17% bundling discount with home
- ~17% bundling discount with home
Cons
- Higher average rates than GEICO
- Higher average rates than GEICO
- Fewer digital self-service tools
- Fewer digital self-service tools
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