Toggle Homeowners Insurance vs. State Farm Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

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Toggle Homeowners Insurance
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3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

Full review โ†’
State Farm logo
State Farm Auto Insurance
State Farm
4.4

Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.

Full review โ†’
WealthSpott Verdict

State Farm Auto Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Toggle Homeowners Insurance
State Farm Auto
WealthSpott Rating
3.8 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
โ€”
~$1,789/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Toggle Homeowners Insurance
Full review
State Farm Auto Insurance
Pros
  • #1 J.D. Power claims satisfaction
  • #1 J.D. Power claims satisfaction
  • 19,000+ local agents for in-person support
  • 19,000+ local agents for in-person support
  • ~17% bundling discount with home
  • ~17% bundling discount with home
Cons
  • Higher average rates than GEICO
  • Higher average rates than GEICO
  • Fewer digital self-service tools
  • Fewer digital self-service tools
Full review

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