Toggle Homeowners Insurance vs. Lemonade Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Toggle Homeowners Insurance
Toggle Insurance
3.8
Subscription model. Pay monthly for only what you need. Farmers subsidiary.
Full review →Lemonade Homeowners Insurance
Lemonade
4.4
Policies from $25/mo. AI claims processing. B Corp certified.
Full review →WealthSpott Verdict
Lemonade Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Toggle Homeowners Insurance
Lemonade Homeowners Insurance
WealthSpott Rating
3.8 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,450/yr Best
AM Best Rating
A
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Toggle Homeowners Insurance
Lemonade Homeowners Insurance
Not sure which insurer is right for you?
Browse all insurance