Toggle Homeowners Insurance vs. Amica Mutual Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

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Toggle Homeowners Insurance
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3.8

Subscription model. Pay monthly for only what you need. Farmers subsidiary.

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Amica Mutual logo
Amica Mutual Homeowners Insurance
Amica Mutual
4.6

J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.

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WealthSpott Verdict

Amica Mutual Homeowners Insurance wins on more measurable categories. Toggle Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature
Toggle Homeowners Insurance
Amica Mutual Homeowners
WealthSpott Rating
3.8 / 5
4.6 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$2,000/yr Best
AM Best Rating
A
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J.D. Power Score
—
—
Mobile App Rating
—
—
Toggle Homeowners Insurance
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Amica Mutual Homeowners Insurance
Full review

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