State Farm Auto Insurance vs. Progressive Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
State Farm Auto Insurance
State Farm
4.4
Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.
Full review →Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →WealthSpott Verdict
State Farm Auto Insurance and Progressive Auto Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
State Farm Auto
Progressive Auto Insurance
WealthSpott Rating
4.4 / 5 Best
4.3 / 5
Coverage Type
Auto Insurance
Auto Insurance
Avg Annual Premium
~$1,789/yr
~$1,611/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
State Farm Auto Insurance
Pros
- #1 J.D. Power claims satisfaction
- #1 J.D. Power claims satisfaction
- 19,000+ local agents for in-person support
- 19,000+ local agents for in-person support
- ~17% bundling discount with home
- ~17% bundling discount with home
Cons
- Higher average rates than GEICO
- Higher average rates than GEICO
- Fewer digital self-service tools
- Fewer digital self-service tools
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
Not sure which insurer is right for you?
Browse all insurance