State Farm Auto Insurance vs. Blue Cross Blue Shield Plans

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

State Farm logo
State Farm Auto Insurance
State Farm
4.4

Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.

Full review โ†’
Blue Cross Blue Shield logo
Blue Cross Blue Shield Plans
Blue Cross Blue Shield
4.4

Available in all 50 states. 115M+ members. Largest physician network. All plan tiers.

Full review โ†’
WealthSpott Verdict

State Farm Auto Insurance wins on more measurable categories. Blue Cross Blue Shield Plans may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
State Farm Auto
Blue Cross Blue
WealthSpott Rating
4.4 / 5
4.4 / 5
Coverage Type
Auto Insurance
Health Insurance
Avg Annual Premium
~$1,789/yr Best
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
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State Farm Auto Insurance
Pros
  • #1 J.D. Power claims satisfaction
  • #1 J.D. Power claims satisfaction
  • 19,000+ local agents for in-person support
  • 19,000+ local agents for in-person support
  • ~17% bundling discount with home
  • ~17% bundling discount with home
Cons
  • Higher average rates than GEICO
  • Higher average rates than GEICO
  • Fewer digital self-service tools
  • Fewer digital self-service tools
Full review
Blue Cross Blue Shield Plans
Full review

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