State Farm Auto Insurance vs. Amica Mutual Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

State Farm logo
State Farm Auto Insurance
State Farm
4.4

Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.

Full review โ†’
Amica Mutual logo
Amica Mutual Homeowners Insurance
Amica Mutual
4.6

J.D. Power 906/1000. Annual dividends reduce premiums 5โ€“20%. Best claims handling.

Full review โ†’
WealthSpott Verdict

State Farm Auto Insurance and Amica Mutual Homeowners Insurance are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
State Farm Auto
Amica Mutual Homeowners
WealthSpott Rating
4.4 / 5
4.6 / 5 Best
Coverage Type
Auto Insurance
Home Insurance
Avg Annual Premium
~$1,789/yr Best
~$2,000/yr
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
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State Farm Auto Insurance
Pros
  • #1 J.D. Power claims satisfaction
  • #1 J.D. Power claims satisfaction
  • 19,000+ local agents for in-person support
  • 19,000+ local agents for in-person support
  • ~17% bundling discount with home
  • ~17% bundling discount with home
Cons
  • Higher average rates than GEICO
  • Higher average rates than GEICO
  • Fewer digital self-service tools
  • Fewer digital self-service tools
Full review
Amica Mutual Homeowners Insurance
Full review

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