State Farm Auto Insurance vs. Allstate Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

State Farm logo
State Farm Auto Insurance
State Farm
4.4

Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.

Full review โ†’
Allstate logo
Allstate Auto Insurance
Allstate
4.1

Drivewise program. Accident forgiveness. Robust digital tools.

Full review โ†’
WealthSpott Verdict

State Farm Auto Insurance wins on more measurable categories. Allstate Auto Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
State Farm Auto
Allstate Auto Insurance
WealthSpott Rating
4.4 / 5 Best
4.1 / 5
Coverage Type
Auto Insurance
Auto Insurance
Avg Annual Premium
~$1,789/yr Best
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
State Farm Auto Insurance
Pros
  • #1 J.D. Power claims satisfaction
  • #1 J.D. Power claims satisfaction
  • 19,000+ local agents for in-person support
  • 19,000+ local agents for in-person support
  • ~17% bundling discount with home
  • ~17% bundling discount with home
Cons
  • Higher average rates than GEICO
  • Higher average rates than GEICO
  • Fewer digital self-service tools
  • Fewer digital self-service tools
Full review
Allstate Auto Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance