Progressive Homeowners Insurance vs. USAA Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Progressive logo
Progressive Homeowners Insurance
Progressive
3.8

Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorerยฎ.

Full review โ†’
USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. Progressive Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Progressive Homeowners Insurance
USAA Renters Insurance
WealthSpott Rating
3.8 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,910/yr
~$100/yr Best
AM Best Rating
A+
โ€”
J.D. Power Score
801 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Progressive Homeowners Insurance
Full review
USAA Renters Insurance
Full review

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