Progressive Homeowners Insurance vs. Cincinnati Financial Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Progressive logo
Progressive Homeowners Insurance
Progressive
3.8

Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorerยฎ.

Full review โ†’
Cincinnati Financial logo
Cincinnati Financial Homeowners Insurance
Cincinnati Financial
4.3

Regional excellence. Replacement cost as standard. Below-average complaint index.

Full review โ†’
WealthSpott Verdict

Cincinnati Financial Homeowners Insurance wins on more measurable categories. Progressive Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Progressive Homeowners Insurance
Cincinnati Financial Homeowners
WealthSpott Rating
3.8 / 5
4.3 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,910/yr
~$1,775/yr Best
AM Best Rating
A+
A+
J.D. Power Score
801 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Progressive Homeowners Insurance
Full review
Cincinnati Financial Homeowners Insurance
Full review

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