Progressive Auto Insurance vs. USAA Renters Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →USAA Renters Insurance
USAA
4.7
Among the lowest rates. Military families only. Excellent claims service.
Full review →WealthSpott Verdict
USAA Renters Insurance wins on more measurable categories. Progressive Auto Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Progressive Auto Insurance
USAA Renters Insurance
WealthSpott Rating
4.3 / 5
4.7 / 5 Best
Coverage Type
Auto Insurance
Renters Insurance
Avg Annual Premium
~$1,611/yr
~$100/yr Best
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
USAA Renters Insurance
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