Progressive Auto Insurance vs. UnitedHealthcare Plans

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Progressive logo
Progressive Auto Insurance
Progressive
4.3

Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.

Full review โ†’
UnitedHealthcare logo
UnitedHealthcare Plans
UnitedHealthcare
4.2

Nationwide coverage. Broad PPO & HMO options. Telehealth included.

Full review โ†’
WealthSpott Verdict

Progressive Auto Insurance wins on more measurable categories. UnitedHealthcare Plans may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Progressive Auto Insurance
UnitedHealthcare Plans
WealthSpott Rating
4.3 / 5 Best
4.2 / 5
Coverage Type
Auto Insurance
Health Insurance
Avg Annual Premium
~$1,611/yr Best
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AM Best Rating
โ€”
โ€”
J.D. Power Score
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Mobile App Rating
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Progressive Auto Insurance
Pros
  • Best rates for high-risk drivers
  • Best rates for high-risk drivers
  • Snapshot program saves up to 30%
  • Snapshot program saves up to 30%
  • Only major carrier with gap insurance
  • Only major carrier with gap insurance
Cons
  • Customer service below average
  • Customer service below average
  • Rates higher than GEICO for clean records
  • Rates higher than GEICO for clean records
Full review
UnitedHealthcare Plans
Full review

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