Progressive Auto Insurance vs. Travelers Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →Travelers Umbrella Insurance
Travelers
4.4
$1–10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.
Full review →WealthSpott Verdict
Progressive Auto Insurance and Travelers Umbrella Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Progressive Auto Insurance
Travelers Umbrella Insurance
WealthSpott Rating
4.3 / 5
4.4 / 5 Best
Coverage Type
Auto Insurance
Umbrella Insurance
Avg Annual Premium
~$1,611/yr Best
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
Travelers Umbrella Insurance
Pros
- Up to $10M in coverage — one of the highest
- A++ AM Best rating
- Strong customer satisfaction scores
Cons
- Requires underlying Travelers auto/home in most states
- Online quoting limited in some regions
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