Progressive Auto Insurance vs. Embrace Pet Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Progressive Auto Insurance

Progressive

4.3

Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.

Full review →

Embrace Pet Insurance

4.2

Diminishing deductible. Dental illness covered. Acupuncture & chiropractic included.

Full review →

WealthSpott Verdict

Progressive Auto Insurance wins on more measurable categories. Embrace Pet Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Progressive Auto Insurance

Embrace Pet Insurance

WealthSpott Rating

4.3 / 5 Best

4.2 / 5

Coverage Type

Auto Insurance

Pet Insurance

Avg Annual Premium

~$1,611/yr Best

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AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Progressive Auto Insurance

Pros

Best rates for high-risk drivers
Best rates for high-risk drivers
Snapshot program saves up to 30%
Snapshot program saves up to 30%
Only major carrier with gap insurance
Only major carrier with gap insurance

Cons

Customer service below average
Customer service below average
Rates higher than GEICO for clean records
Rates higher than GEICO for clean records

Full review

Embrace Pet Insurance

Full review

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