Progressive Auto Insurance vs. Allstate Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →Allstate Auto Insurance
Allstate
4.1
Drivewise program. Accident forgiveness. Robust digital tools.
Full review →WealthSpott Verdict
Progressive Auto Insurance wins on more measurable categories. Allstate Auto Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Progressive Auto Insurance
Allstate Auto Insurance
WealthSpott Rating
4.3 / 5 Best
4.1 / 5
Coverage Type
Auto Insurance
Auto Insurance
Avg Annual Premium
~$1,611/yr Best
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AM Best Rating
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J.D. Power Score
—
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Mobile App Rating
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Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
Allstate Auto Insurance
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