Openly Homeowners Insurance vs. State Farm Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Openly Homeowners Insurance
Openly
4.4
Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.
Full review →State Farm Auto Insurance
State Farm
4.4
Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.
Full review →WealthSpott Verdict
State Farm Auto Insurance wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Openly Homeowners Insurance
State Farm Auto
WealthSpott Rating
4.4 / 5
4.4 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
—
~$1,789/yr Best
AM Best Rating
A+
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Openly Homeowners Insurance
State Farm Auto Insurance
Pros
- #1 J.D. Power claims satisfaction
- #1 J.D. Power claims satisfaction
- 19,000+ local agents for in-person support
- 19,000+ local agents for in-person support
- ~17% bundling discount with home
- ~17% bundling discount with home
Cons
- Higher average rates than GEICO
- Higher average rates than GEICO
- Fewer digital self-service tools
- Fewer digital self-service tools
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