Openly Homeowners Insurance vs. Progressive Auto Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Openly Homeowners Insurance
Openly
4.4
Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.
Full review →Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review →WealthSpott Verdict
Openly Homeowners Insurance and Progressive Auto Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Openly Homeowners Insurance
Progressive Auto Insurance
WealthSpott Rating
4.4 / 5 Best
4.3 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
—
~$1,611/yr Best
AM Best Rating
A+
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Openly Homeowners Insurance
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
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