Openly Homeowners Insurance vs. Lemonade Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Openly Homeowners Insurance
Openly
4.4
Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.
Full review →Lemonade Homeowners Insurance
Lemonade
4.4
Policies from $25/mo. AI claims processing. B Corp certified.
Full review →WealthSpott Verdict
Lemonade Homeowners Insurance wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Openly Homeowners Insurance
Lemonade Homeowners Insurance
WealthSpott Rating
4.4 / 5
4.4 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
—
~$1,450/yr Best
AM Best Rating
A+
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Openly Homeowners Insurance
Lemonade Homeowners Insurance
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