Openly Homeowners Insurance vs. Hanover Insurance Homeowners

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Openly logo
Openly Homeowners Insurance
Openly
4.4

Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.

Full review โ†’
Hanover Insurance logo
Hanover Insurance Homeowners
Hanover Insurance
4.0

Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.

Full review โ†’
WealthSpott Verdict

Openly Homeowners Insurance and Hanover Insurance Homeowners are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
Openly Homeowners Insurance
Hanover Insurance Homeowners
WealthSpott Rating
4.4 / 5 Best
4.0 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
โ€”
~$1,860/yr Best
AM Best Rating
A+
A
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Openly Homeowners Insurance
Full review
Hanover Insurance Homeowners
Full review

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