Openly Homeowners Insurance vs. Amica Mutual Homeowners Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Openly Homeowners Insurance

Openly

4.4

Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.

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Amica Mutual Homeowners Insurance

Amica Mutual

4.6

J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.

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WealthSpott Verdict

Amica Mutual Homeowners Insurance wins on more measurable categories. Openly Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Openly Homeowners Insurance

Amica Mutual Homeowners

WealthSpott Rating

4.4 / 5

4.6 / 5 Best

Coverage Type

Home Insurance

Avg Annual Premium

—

~$2,000/yr Best

AM Best Rating

A+

—

J.D. Power Score

—

Mobile App Rating

—

Openly Homeowners Insurance

Full review

Amica Mutual Homeowners Insurance

Full review

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