Openly Homeowners Insurance vs. Allianz AllTrips Annual Plan
Side-by-side comparison · Updated 2026 · Independently reviewed
Openly Homeowners Insurance
Openly
4.4
Independent agent exclusive. High-value focus. Guaranteed replacement. A+ AM Best.
Full review →Allianz AllTrips Annual Plan
Allianz Travel
4.2
~$300/yr for unlimited trips. Trip cancellation up to $5K/trip. 24/7 hotline.
Full review →WealthSpott Verdict
Openly Homeowners Insurance wins on more measurable categories. Allianz AllTrips Annual Plan may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Openly Homeowners Insurance
Allianz AllTrips Annual
WealthSpott Rating
4.4 / 5 Best
4.2 / 5
Coverage Type
Home Insurance
Travel Insurance
Avg Annual Premium
—
—
AM Best Rating
A+
—
J.D. Power Score
—
—
Mobile App Rating
—
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Openly Homeowners Insurance
Allianz AllTrips Annual Plan
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