MassMutual Disability Insurance vs. Cigna Global Health Options
Side-by-side comparison · Updated 2026 · Independently reviewed
MassMutual Disability Insurance
MassMutual
4.6
Up to 80% income replacement. Benefits to age 70. Highly customizable riders.
Full review →Cigna Global Health Options
Cigna Global Health
4.1
From $180/mo. Full expat health plan with dental + vision add-ons. 190+ countries.
Full review →WealthSpott Verdict
MassMutual Disability Insurance wins on more measurable categories. Cigna Global Health Options may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
MassMutual Disability Insurance
Cigna Global Health
WealthSpott Rating
4.6 / 5 Best
4.1 / 5
Coverage Type
Disability Insurance
Travel Insurance
Avg Annual Premium
—
—
AM Best Rating
—
—
J.D. Power Score
—
—
Mobile App Rating
—
—
MassMutual Disability Insurance
Pros
- Up to 80% income replacement — tied for highest
- Benefits extend to age 70
- Highly customizable with diverse riders
Cons
- Requires medical exam for most policies
- Higher premiums than online-only options
Cigna Global Health Options
Not sure which insurer is right for you?
Browse all insurance