Liberty Mutual Homeowners Insurance vs. USAA Auto Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Liberty Mutual logo
Liberty Mutual Homeowners Insurance
Liberty Mutual
3.9

Avg ~$1,976/yr. Highly customizable. Inflation Protection. New purchase discounts.

Full review โ†’
USAA logo
USAA Auto Insurance
USAA
4.7

Avg $1,180โ€“$1,500/yr. Military & veterans only. Top-rated customer service.

Full review โ†’
WealthSpott Verdict

USAA Auto Insurance wins on more measurable categories. Liberty Mutual Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Liberty Mutual Homeowners
USAA Auto Insurance
WealthSpott Rating
3.9 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
~$1,976/yr
~$1,350/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
790 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Liberty Mutual Homeowners Insurance
Full review
USAA Auto Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance