Liberty Mutual Homeowners Insurance vs. Progressive Homeowners Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Liberty Mutual logo
Liberty Mutual Homeowners Insurance
Liberty Mutual
3.9

Avg ~$1,976/yr. Highly customizable. Inflation Protection. New purchase discounts.

Full review โ†’
Progressive logo
Progressive Homeowners Insurance
Progressive
3.8

Avg ~$1,910/yr. Bundle with Progressive auto for up to 20% off. HomeQuote Explorerยฎ.

Full review โ†’
WealthSpott Verdict

Progressive Homeowners Insurance wins on more measurable categories. Liberty Mutual Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Liberty Mutual Homeowners
Progressive Homeowners Insurance
WealthSpott Rating
3.9 / 5 Best
3.8 / 5
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,976/yr
~$1,910/yr Best
AM Best Rating
A
A+
J.D. Power Score
790 / 1000
801 / 1000 Best
Mobile App Rating
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Liberty Mutual Homeowners Insurance
Full review
Progressive Homeowners Insurance
Full review

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