Lemonade Pet Insurance vs. Embrace Pet Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Lemonade logo
Lemonade Pet Insurance
Lemonade
4.4

Dogs from $22/mo, cats from $11/mo. AI claims. No breed exclusions.

Full review โ†’
Embrace Pet Insurance logo
Embrace Pet Insurance
Embrace Pet Insurance
4.2

Diminishing deductible. Dental illness covered. Acupuncture & chiropractic included.

Full review โ†’
WealthSpott Verdict

Lemonade Pet Insurance wins on more measurable categories. Embrace Pet Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Lemonade Pet Insurance
Embrace Pet Insurance
WealthSpott Rating
4.4 / 5 Best
4.2 / 5
Coverage Type
Pet Insurance
Pet Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Lemonade Pet Insurance
Full review
Embrace Pet Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance