Kin Homeowners Insurance vs. Progressive Auto Insurance
Side-by-side comparison ยท Updated 2026 ยท Independently reviewed
Kin Homeowners Insurance
Kin Insurance
4.3
Best for coastal & hurricane-risk homes. Available in FL, SC, CA, AZ, LA, TX, GA.
Full review โProgressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Full review โWealthSpott Verdict
Progressive Auto Insurance wins on more measurable categories. Kin Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ premiums vary widely.
Feature
Kin Homeowners Insurance
Progressive Auto Insurance
WealthSpott Rating
4.3 / 5
4.3 / 5
Coverage Type
Home Insurance
Auto Insurance
Avg Annual Premium
โ
~$1,611/yr Best
AM Best Rating
A-
โ
J.D. Power Score
โ
โ
Mobile App Rating
โ
โ
Kin Homeowners Insurance
Progressive Auto Insurance
Pros
- Best rates for high-risk drivers
- Best rates for high-risk drivers
- Snapshot program saves up to 30%
- Snapshot program saves up to 30%
- Only major carrier with gap insurance
- Only major carrier with gap insurance
Cons
- Customer service below average
- Customer service below average
- Rates higher than GEICO for clean records
- Rates higher than GEICO for clean records
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