Healthy Paws Pet Insurance vs. Embrace Pet Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Healthy Paws Pet Insurance

Healthy Paws

4.5

Unlimited annual benefits. No caps per incident. Avg 2-day claims turnaround.

Full review →

Embrace Pet Insurance

4.2

Diminishing deductible. Dental illness covered. Acupuncture & chiropractic included.

Full review →

WealthSpott Verdict

Healthy Paws Pet Insurance wins on more measurable categories. Embrace Pet Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.

Feature

Healthy Paws Pet

Embrace Pet Insurance

WealthSpott Rating

4.5 / 5 Best

4.2 / 5

Coverage Type

Pet Insurance

Avg Annual Premium

—

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Healthy Paws Pet Insurance

Pros

Unlimited annual benefits — no caps
Unlimited annual benefits — no caps
2-day average claims turnaround
2-day average claims turnaround
Covers hereditary and congenital conditions
Covers hereditary and congenital conditions

Cons

No wellness/routine care add-on
No wellness/routine care add-on
Cannot enroll pets over 14
Cannot enroll pets over 14

Full review

Embrace Pet Insurance

Full review

Not sure which insurer is right for you?

Browse all insurance