Hanover Insurance Homeowners vs. USAA Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Hanover Insurance Homeowners
Hanover Insurance
4.0
Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.
Full review →USAA Umbrella Insurance
USAA
4.7
From ~$150/yr for $1M. Military families only. Lowest premiums available.
Full review →WealthSpott Verdict
Hanover Insurance Homeowners and USAA Umbrella Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Hanover Insurance Homeowners
USAA Umbrella Insurance
WealthSpott Rating
4.0 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Umbrella Insurance
Avg Annual Premium
~$1,860/yr Best
—
AM Best Rating
A
—
J.D. Power Score
—
—
Mobile App Rating
—
—
Hanover Insurance Homeowners
USAA Umbrella Insurance
Not sure which insurer is right for you?
Browse all insurance