Hanover Insurance Homeowners vs. Travelers Umbrella Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Hanover Insurance Homeowners
Hanover Insurance
4.0
Agent-only. Excellent for older homes. Guaranteed replacement cost. A AM Best.
Full review →Travelers Umbrella Insurance
Travelers
4.4
$1–10M coverage. A++ rated. Strong customer satisfaction. Broad eligibility.
Full review →WealthSpott Verdict
Hanover Insurance Homeowners and Travelers Umbrella Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.
Feature
Hanover Insurance Homeowners
Travelers Umbrella Insurance
WealthSpott Rating
4.0 / 5
4.4 / 5 Best
Coverage Type
Home Insurance
Umbrella Insurance
Avg Annual Premium
~$1,860/yr Best
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AM Best Rating
A
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J.D. Power Score
—
—
Mobile App Rating
—
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Hanover Insurance Homeowners
Travelers Umbrella Insurance
Pros
- Up to $10M in coverage — one of the highest
- A++ AM Best rating
- Strong customer satisfaction scores
Cons
- Requires underlying Travelers auto/home in most states
- Online quoting limited in some regions
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